These Terms of Use ("Terms") govern your use of debtfreehub.me (the "Site"), operated by Kontio Power, LLC ("we," "us," "our"). By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Not financial advice

All content and calculators on the Site are provided for general informational and educational purposes only and do not constitute financial, investment, tax, legal or other professional advice. The calculators produce estimates based solely on the figures you enter and on simplifying assumptions (such as fixed interest rates and fixed payments). Your actual results will differ. You are responsible for your own financial decisions. For advice specific to your situation, consult a qualified, licensed professional.

No guarantee of accuracy

We strive for accuracy, but we make no warranty that any calculation, figure or statement on the Site is complete, current or error-free. Interest rates, lender criteria and financial products change frequently. Always verify current details with your lender or a professional before acting.

Use of the Site

  • Use the Site only for lawful, personal and informational purposes.
  • Do not attempt to gain unauthorised access to the Site or its systems.
  • Do not scrape, copy or republish substantial portions of our content without permission.
  • Do not interfere with the proper functioning or security of the Site.

Advertising

The Site displays advertising, including Google AdSense, to fund free access to its tools. Advertising relationships do not influence the calculations or educational content we provide. See our Privacy Policy for how advertising cookies are used.

Intellectual property

The Site's original content, design, calculator code and branding are owned by Kontio Power, LLC. Product names, logos and trademarks belong to their respective owners and are used for identification and editorial purposes only.

Disclaimer of warranties

The Site is provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose and non-infringement.

Limitation of liability

To the fullest extent permitted by law, Kontio Power, LLC and its affiliates will not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits, savings or data, arising from your use of (or inability to use) the Site, its calculators, or any decision you make in reliance on them.

Indemnification

You agree to indemnify and hold harmless Kontio Power, LLC from any claims, damages or expenses arising from your misuse of the Site or violation of these Terms.

Governing law

These Terms are governed by the laws of the State of Florida, USA, without regard to its conflict-of-laws principles. Disputes shall be subject to the exclusive jurisdiction of the courts located there.

Changes to these Terms

We may update these Terms at any time. Changes take effect when posted, and the "Last updated" date above will change accordingly. Continued use means you accept the revised Terms.

Contact

Questions about these Terms? Use our contact form. Publisher: Kontio Power, LLC.